Wednesday 23 September 2015

About Mortgage Brokers Darwin NT

About Mortgage Brokers Darwin NTChris Blyth

Much of my working life has seen involvement in banking, (self employed) business and finally Mortgage Broking for the last 12 years. The experience gained in commercial and retail Banking, in the operation of my own businesses and finally in mortgage broking, I consider, provides an excellent platform for my current role as a full time Mortgage Broker.
In recent times, I have worked closely with property marketing companies in dealing with all levels of property investors from the first time investor to the more sophisticated and experienced client. The requirement to structure lending to best accommodate investors needs was the main prerequisite for that role.

Presently I am dealing with clients from the first home buyers to the experienced investors at all levels. With up to date computer software, I am able to source competitive loan products, with all modern features, to suit borrower’s needs.

Paul Jones

Paul Jones commenced mortgage broker in 2004 after a successful military career. His love of property and finance lead him to set up his own mortgage broking business in Darwin which has seen Paul win a number of awards:
2005 Rookie of the Year for Money Advisers
2006 Rising Star Award for Money Advisers
2008 Mortgage and Finance Industry of Australia Achievement Award
2008 Commercial Broker of the year for Money Advisers
2008 Finalist NT Telstra Business Awards
2009/10 SA/NT State Champion and Commercial Professional of the year for Choice Aggregation
2012 Investor Magazine Readers Choice Mortgage Broker of the Year
Paul specialises in Residential and Commercial property having been involved in financing over $150M worth of developments with developer in Darwin.
Paul has built a large customer base of clients throughout all of Australia and advises clients on the structure of investment property portfolios as well as first home buyers and commercial operators.

Contact the team and discover how we can simplify the loan process and save you both time and money. Our service is Free to you.

Tuesday 22 September 2015

Mortgage payment calculator Darwin

Mortgage payment calculator DarwinOur free mortgage repayment calculator helps to give you an idea of loan repayment amounts.
Please feel free to use our mortgage repayment calculator to throw around some numbers. Of course this is an informational guide only and individual circumstances vary and naturally we are not liable for any information gained from this calculator.
At Darwin Mortgage Broker, we recommend that you do a complete financial health check when considering getting a loan. As always our service is FREE to you!

Monday 21 September 2015

Commercial Mortgages Darwin

Commercial Mortgages DarwinYour commercial mortgage specialists in Darwin. Partner with Darwin Mortgage Broker for all your commercial mortgage needs.  We have 1000s of different loans to choose from – all at very competitive rates and with as many features as you need to best fit with your lifestyle and investment strategy. From basic loans through to very complex structures, we make the process EASY!

Funding options include:

  • Lending for commercial, industrial or residential property
  • Traditional through to feature packed loan options
  • Term loans
  • Progress payments for development and construction projects

Features that you can get in a commercial mortgage:

  • Very competitive interest rates
  • Interest only loans
  • Fixed, Variable and Split rate options
  • Lines of credit
  • Re-draw facilities
We have a wealth of knowledge and experience with dealing with commercial property and loans. Contact your Mortgage broker in Darwin to discuss how we can help you with your commercial loan needs.

First Home Buyers Darwin

First Home Buyers DarwinWe specialise in helping First Home Buyers. We understand that buying your first home is exciting – and stressful. However with Darwin Mortgage Broker you don’t need to worry. We’ve helped 1000s of first home buyers – just like you – to choose the right loans for their lifestyle saving them years and thousands of dollars off their mortgages.

Find out:

  • How much you can borrow
  • How much deposit you will need
  • What your repayments will be
  • Whether you will need Lenders Mortgage Insurance (LMI)
  • Whether you are eligible for the First Home Owners’ Grant

We help first home buyers by:

  • Recommending the right loan from 100s of different lenders
  • Completing the lenders’ application and any other forms as required
  • Help with completing the First Home Owners’ Grant application process
  • Advice on other costs such as stamp duty, legal fees and bank fees
  • Advice on any other grants or subsidies you may be entitled to
Choosing the RIGHT mortgage is just as important as choosing the RIGHT home so make you choose the RIGHT mortgage broker to secure your family’s financial future.
We make the process easy while getting you the best possible rate. Contact Mortgage Broker Darwin today to help with all your first home buyer needs. As always our service is free to you!

Property Investment Loan Darwin NT

Property Investment {Loans|Loan) Darwin NTNeed more help with Property Investment Loans? Investing in property is one of the most popular and successful ways for Australians to create wealth.  With the right team and the right property investment loans, you too can create your own property portfolio (note we recommend you also seek advice from your accountant or financial advisor).
Call today to find out:
  • Which loan products best fits with your lifestyle and investment strategy
  • How much you can borrow
  • What your total repayments will be across all your loans
Things to consider when deciding to invest in property:
  • Rental income isn’t the only way of creating wealth with property.  Choose property which you expect will increase in value over time
  • A deposit is not necessarily required to purchase investment properties if you have equity in your own home
  • There are many tax advantages that you can take advantage of when you purchase an investment property.  Make sure you get the right loan to maximise your benefit
At Darwin Mortgage Broker, I strongly recommend you do a complete financial health check when considering your property investment loan needs. Contact Mortgage Broker Darwin today to help with all your property investment requirements. As always our service is FREE to you!

Sunday 20 September 2015

Residential loan Darwin

Residential loan DarwinResidential Loans Darwin. Partner with Darwin Mortgage Broker for all your residential loan needs.  We have 100s of different loans to choose from – all at very competitive rates and with as many features as you need in a residential loan! Call today to find out what loans will best fit with your lifestyle and/or investment strategy.
Types of residential loans:
  •     First Home Buyers
  •     Owner Occupied
  •     Refinancing
  •     Investment Property
  •     Self Employed
  •     Land
  •     Bridging
  •     Construction
Features that you can get in a residential loan:
  •     Interest only loans
  •     Fixed, Variable and Split rate options
  •     Lines of credit
  •     Interest free credit card options
  •     Flexible repayment options
  •     Re-draw facilities
Choosing the RIGHT mortgage is just as important as choosing the RIGHT home so make you choose the RIGHT mortgage broker to secure your family’s financial future.
Save yourself the time and headache of finding your own residential loan and let the professionals do it for you. Contact your local Mortgage Broker Darwin today to get started. As always our service is free to you!

Saturday 19 September 2015

Mortgage refinancing Darwin

Mortgage refinancing Darwin

Mortgage Refinance Darwin. At Darwin Mortgage Broker you not only get a mortgage broker, you get a trusted finance partner. One that will give you professional, expert and truly independent mortgage advice that could save you years off your home loan and potentially $1000s in repayments.  New loan products are coming all the time so the loan you have now may not necessarily be the best option for you.
What to consider when you are thinking of mortgage refinancing:
When you SHOULD refinance:
  • If your current lender isn’t competitive with other available options
  • Free up cash for your long awaited holiday, home renovations or the kids’ school fees
  • Reduce your total monthly loan repayments by consolidating other personal loans, store and credit card debts
  • Switching to a fixed rate at the right time
When it doesn’t make sense to refinance:
  • If you are planning on selling the property soon
  • Your break costs (costs of getting out of your existing loan) are high
  • If your loan balance is low and you are not considering re-drawing on the equity
Save yourself the time and headache of refinancing your home loan and let the professionals do it. Contact your local Mortgage Broker today to get started. Our service is free to you!

Mortgage comparison Darwin

Mortgage comparison Darwin

Mortgage comparison Darwin. Chris Blyth and the team have access to nearly 30 lenders and 100’s of loan products.  Comparing interest rates isn’t the only important factor when deciding on the best mortgage for your lifestyle and investment strategy.  There’s other factors to consider such as those listed below so you’ll see that doing a mortgage comparison isn’t as simple as it sounds.  Partner with the loan expert at Darwin Mortgage Broker to make sure you get the best deal possible secure your family’s financial future.
Factors to consider when doing a mortgage comparison:
  • Interest rates and fees:  account keeping and other bank fees increase your total repayments so you need to look at what your total repayments will be, not just your interest rate
  • Flexibility:  circumstances in life change and sometimes you need a loan that will change with your lifestyle.  One that will allow you to make additional repayments when you have funds to do so and re-draw on that when you need to
  • What are your application and early pay out costs?
  • Customer service:  low cost loans often mean low customer service but for those looking for very basic loans this can be a very good option.Mortgage comparison Darwin. Chris Blyth and the team have access to nearly 30 lenders and 100’s of loan products.  Comparing interest rates isn’t the only important factor when deciding on the best mortgage for your lifestyle and investment strategy.  There’s other factors to consider such as those listed below so you’ll see that doing a mortgage comparison isn’t as simple as it sounds.  Partner with the loan expert at Darwin Mortgage Broker to make sure you get the best deal possible secure your family’s financial future.
    Factors to consider when doing a mortgage comparison:
  • Interest rates and fees:  account keeping and other bank fees increase your total repayments so you need to look at what your total repayments will be, not just your interest rate
  • Flexibility:  circumstances in life change and sometimes you need a loan that will change with your lifestyle.  One that will allow you to make additional repayments when you have funds to do so and re-draw on that when you need to
  • What are your application and early pay out costs?
  • Customer service:  low cost loans often mean low customer service but for those looking for very basic loans this can be a very good option.
Save yourself the time and headache of comparing mortgage products and let the professionals do it for you. Contact your local Mortgage Broker today to get started.

Mortgage Advice in Darwin NT

Mortgage Advice in Darwin NT

Mortage Advice is what we do best, not only do you get a mortgage broker, you get a trusted finance partner. One that will give you professional, expert and INDEPENDENT mortgage advice based on your unique circumstances. 
Mortgage Advice:  Tips on questions to ask your mortgage broker about your mortgage broker:
  • How much experience do you have
  • Are you a member of the Mortgage Finance Association of Australia (MFAA) or Finance Brokers Association of Australia (FBAA)
  • How do you decide which loan is best suited to my personal situation
  • Am I entitled to any government grants or subsidies
Mortgage Advice:  Tips on questions to ask your mortgage broker about your loan:
How much deposit do I really need, is it likely I will be approved and what is the application process?  This seems obvious but unlike Darwin Mortgage Brokers not all reputable brokers will offer this mortgage advice upfront
What type of loan is best for me and why?  There are literally 1000s of different options available today and the range is growing all the time.  Low Doc, Low Rate, Fixed Interest, Split Loans, Lines of Credit, the list is endless. Call
What will my total costs be?  Ask for an itemised breakdown of all costs including any mortgage broking fees, lender’s total fees including application and valuation costs, legal fees and statutory charges
What features/limitations are included with my loan? These can include (but are not limited to) re-draw facilities, fixed v variable rate, interest free credit cards, flexible repayment options, costs to pay the loan out early or make additional repayments
How long before I get the money?  Obtaining approval is generally quite quick but the process of obtaining a mortgage can take time so it’s best to know this at the beginning

Drop in to see us at 5 Pavonia Place Nightcliff NT 0810 or visit our Mortgage Broker website for directions.

Mortgage Broker Darwin NT

Mortgage Broker Darwin NT

Mortgage broker Darwin has a strong focus on delivering exceptional customer service by listening to our customers’ needs and providing the correct product to suit. With over 40 Years of Combined Industry Experience. Discover why Chris and Paul are two of Australias most trusted Mortgage Brokers.
Some of our most popular products include;
    Low Deposit Home Loans
    Equity Release Loans
    First Home Owners Loan
    Business and Commercial Loans
    Property Investment Loans
Other services and advice include;
    Loan Structuring Advice
    Mortgage Reduction Strategies
    Debt Consolidation and Planning
    Negative Gearing Spreadsheets
    Comprehensive After Care Program
We understand that people have full-time jobs and find it hard to meet during business hours so we are happy to meet with at a time that suits you.
Drop in to see us at 5 Pavonia Place Nightcliff NT 0810 or visit our Darwin Mortgage Broker Location page for directions.